You want banking on your terms. We're here to help. PassChecking offers access to an exclusive database of non-ChexSystems banks nationwide. Every bank is FDIC-insured and some can open your checking account right away, often in less than a day. In fact, many banks offer instant online sign-up and Visa or MasterCard debit / ATM cards.

We update our list of banks regularly, so you can be sure the information we provide is current and accurate.

Find the bank account that works for you. Join PassChecking today!

PassChecking has teamed up with Directo to make getting a new bank account even easier. Directo lets you bypass both credit checks and ChexSystems to get a pre-approved account. All you need is direct deposit from your employer or benefits provider. Use your new Directo card at ATMs and retail locations nationwide, just like a regular ATM card. Also get the Emergency Cash option that gives you quick access to cash when you need it most!

PassChecking members now get a $20 discount off the Directo sign-up fee! Sign up today! If you're a current member, be sure to visit our members only area to learn more about Directo's benefits.