PassChecking provides the following services to all our members:

Access to non-ChexSystems Banks
Get a new checking account today! Membership provides you with access to our nationwide non-ChexSystems bank database. You can use our information to open a new checking account today.

Clear Your Name
Many times, ChexSystems has incorrect or erroneous information about you in their files. Perhaps someone else has your same name or perhaps you've been a victim of identity theft. There are little known statutes within the Fair Credit Reporting Act that allow you to legally remove derogatory information from within your ChexSystems file.

Contacting ChexSystems
We walk you through the process of contacting ChexSystems and provide the correct forms required for the removal request. Our proven forms and correspondence letters are designed to be personalized to meet your needs in the removal process.

Directo Cash Card *NEW: Get Emergency Cash*
Need emergency cash? Emergencies come up all the time, whether it's an unexpected car repair, an illness, or legal issues, we all find ourselves in need of quick cash sometimes. Directo Emergency Cash is there when you need it, and for less than the cost of a meal at a fast food restaurant. (The Emergency Cash feature is not available to residents of Georgia).

PassChecking has teamed up with Directo to help you get the bank account you want, without a credit check or ChexSystems approval.

By becoming a PassChecking member you can enroll for a pre-approved account if your employer (or benefits provider) offers direct deposit. You can use your Directo card at thousands of ATMs and retail locations and pay your bills online — all with the security of knowing your money is FDIC insured.

You can sign up online for Directo only through PassChecking so take advantage of this by becoming a PassChecking member. With Directo, you'll never stand in long lines to cash payroll checks again!

Message Board
Membership in PassChecking allows you access to our members only message board. Become part of an ever-expanding resource — other people, like you, that have been in and through the ChexSystems process.

Testimonials
Click here to see what our satisfied members are saying about PassChecking.

Tips and Tricks
Once you've gotten a new checking account, it may be a good time to take a look at your credit health in general. Access to all of PassChecking's continually updated products, tips and services can help put you on the right track.

*Guarantee*
We stand behind our services with a 60-day money back guarantee. We work hard to maintain an accurate and current list of non-ChexSystems banks. If you are unable to open an account, just follow the instructions on our guarantee page and we'll promptly refund your membership fee.

Let us help you open a new checking account today! Simply click Join Now for further information on becoming a PassChecking member.